Loan repayment

Loans funded via Sivo DeFi aren’t repaid through traditional monthly payments by the borrower. Instead, a fixed deduction is taken directly from your revenue, designed to minimize the impact on meeting your day-to-day expenses. Additionally, your originator, receives funding from Sivo DeFi to drive customer traffic to your business, as discussed below.

As a condition of receiving a loan, borrowers must reroute revenue—such as payment processor payouts—to a protocol-provided wallet or account, with details provided by the originator. Funds are automatically deducted to repay the loan, and the remaining balance is forwarded to the borrower. In regions with real-time payment systems like FedNow, SEPA, and SPEI, delays are typically reduced to just a few minutes.

Your originator also receives funding from the protocol to support marketing and incentives, driving new and repeat customers to your business. Proceeds from these purchases are deducted from rerouted funds, accelerating loan repayment and benefiting you through increased customer activity.

It’s important not to pause or stop revenue rerouting while you have an active loan balance.