Credit products

You can offer revolving credit products like charge cards or invoice factoring, exchanging future revenue. Sivo DeFi encourages low-cost, non-predatory lending.

As an originator, you have the flexibility to choose the type of credit product you offer. The platform supports the purchase of revolving credit, allowing you to deliver credit via mechanisms such as credit or charge cards, invoice factoring, merchant cash advance, overdraft protection, and more.

The credit you provide is exchanged for a portion of future revenue, repaid through purchases made by consumers that you direct to the borrower.

While you have the autonomy to set any fees for your users, Sivo DeFi advocates for low-cost or interest-free credit and does not support lending practices or fees that the network would perceive as predatory.