Introduction

Borrowers apply for loans from lenders, known as originators, who not only disburse the funds but also maintain the ongoing relationship with the borrower. A condition of the loan is rerouting revenue, such as payment processor payouts, through a predesignated bank account or wallet. This rerouted revenue is used to repay the loan, with a pre-agreed portion automatically deducted.

Originators oversee that this rerouting of revenue is occurring as expected and actively engage in marketing and incentives to drive customer traffic to the borrower’s business, accelerating repayment through increased sales.

Loans are funded via Sivo DeFi, and loan servicing is managed through the revenue rerouting mechanism. Borrowers with any questions or concerns about the loan or repayment process should always reach out to their originator for assistance.