💸 Sivo Advance

Sivo Advance enables businesses, creators, and gig workers to unlock liquidity from their future revenue by selling their cash flows.

Through true-sale factoring of payment obligations such as platform payouts, invoices, subscription revenue, and other predictable payment flows, Sivo provides instant working capital without loans, interest, or lengthy approval processes.

Users receive an advance limit, can choose how much of each payment they want to access, and may enable recurring or automatic advances.

Sellers receive capital in exchange for a simple fee, allowing them to access funds immediately and use them to pay suppliers, fund inventory, run advertising, invest in growth, or manage day-to-day expenses.

Sivo Advance can be accessed by merchants and individuals directly through Sivo.com across a variety of use cases, or embedded into partner platforms that integrate Sivo liquidity to unlock cash flow for their users.